Tricks On Saving For A Much-Needed Getaway
In these stressful times, as adults we definitely need a much-needed getaway to leave all our troubles behind. So many of us, would love to take a small hiatus from reality whether it’s a three day weekend or a two week trip but unfortunately, it’s not always that easy…especially financially.
Start off by…
• Sitting back and choosing a location, either a favorite destination or a totally new adventure.
• Creating a plan…adding short term and long-term goals and most importantly a plan on how you’re going to get there.
• Keeping track of your progress lets you visualize yourself reaching your goal.
Here are some of our favorite and most popular ways to bring you closer to your goal without getting a second job…
HOW MUCH TV DO YOU REALLY WATCH?
It finally had gotten to a point that we really weren’t watching the 200+ channels we had been paying for, heck, we barely even watched more than a couple of shows that weren’t on Netflix or Hulu so we decided to cut the cord. That’s right, we cut cable to just stick with Netflix and Hulu and are now saving a whopping $150 a month while still being able to watch recently aired episodes and movies (just maybe two days after they aired…for less than $20 a month.., I think we coped after seeing the savings!).
PICK UP A SIDE GIG.
If your schedule permits, try picking up some side gigs. Have a few hours free during the week? join companies such as Lyft, Uber and Ryde; you pick the days, and when you choose to drive (even at the spur of the moment). It gives you the ability to drive locally for as little or as much as you’d like while getting paid…Don’t forget about the tips that will add up nicely in the end..
YOU JUST GOT PAID!
Many employers allow their employees to pull money from their paychecks to go in a savings account without you having to see the amount on your check…It doesn’t matter if you can afford $10 or $100 out of your paycheck to transfer as long as you’re continuously depositing into your vacation fund. What makes this a great way to keep you on track? The money is removed before it gets your hands which prevents the need of having to spend it. No more money burning a hole in your pocket!
GIVE ME FIVE!
This is personally one of my favorite money saving tricks that really add up quickly. Every time you pay with cash and receive a $5 bill, save it! Automatically set any $5 bills in your savings jar whenever one lands in your hands.
MAKE A PURCHASE, SAVE A BUCK.
Several banks have a great way to help you save buy automatically transferring any dollar amount you choose into your savings account after you make any purchase with your debit card regardless of how big or small it may be. If money is tight and you really can’t afford to take out $5 or $10 from your account after a purchase, opt to deposit $1 from each purchase. It may not sound like much but I easily get $20 monthly by choosing to transfer only $1 after a purchase.
INVEST IN CASH BANK CREDIT CARDS.
There are many credit cards out there but the best for saving money are those offering you cash back. Yes, the miles points sound good but with all the rules, blockout dates and restrictions, it’s not helping you save for your getaway. Choose a card that gives you money back on everyday purchases and use it daily for your coffee runs, groceries, gas or even paying bills. This option is great for those who do well paying off credit cards every month so not only will your cash back really start adding up but you’ll stay out of debt avoiding high interest rates and lowered credit scores.
GET CASH BACK WHEN USING DEBIT.
When possible get cash back when making a purchase. Instead of doing this every time you pay, pick a specific store or anytime you purchase a certain item or groceries; either way opt for cash back and add to your vacation fund! A few bucks here and there will still make a big difference!
These are great ways that myself and others find work effectively and are super simple to do. It’s all about what works for you!
LIFE IS SHORT…TAKE THE TRIP!
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